Operating Accounts

Key Features

Save on monthly fees.
The monthly fee is waived if you maintain a minimum daily balance in your account during the month on all Operating Accounts.

Unlimited Transactions
Operate worry free with unlimited standard transactions on our Signature Operating Account.

QuickSwitch your Account
Whether you’re ramping up for the season or planning an expansion, with just a phone call you can quickly and easily switch your Operating Account to avoid any excess service charges.

Operating Accounts are designed to complement a specific way of doing business. Select Operating Account is best suited for those with a couple deposits and payables each month where the Signature is designed for a retail or cash based business.

If you’re a Non-Profit, you get the same choice of accounts, and pay a discounted rate each month.

All our Operating Accounts come with Standard Transactions as part of the monthly fee.
Performing any one of the following transactions would be considered a Standard Transaction.

Items, Cash and Coin included in all Accounts
All three of our Operating Accounts include enough Items, Cash and Coin to complement the included Standard Transactions. You only pay additional fees when you need more.

Non-Profit Pricing
All three of our Operating Accounts are offered to Non-Profit organizations with all the same great features as the regular version, but at a reduced monthly fee.

Operating Accounts

All accounts and fees are subject to an annual review and may be higher than posted in certain situations.
For each cheque we honour where the account is overdrawn, and/or over their approved line of credit, there is a $5 per item charge plus 18% interest charge while the account remains overdrawn. 
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*Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount.
**Available to members who subscribe to Point of Sale Merchant Services through one of our partner suppliers.
†Certain transactions may not be available to certain accounts with Dual Signatures enabled.