Optional Balance Protection Insurance
Credit cards are a great way to build your credit score, and allow you the freedom to make life's big purchases. However, carrying a balance on your credit card can often become unsustainable. Trying to pay down credit card debt is a challenge when you are struggling just to meet the minimum payments. With Credit Card Balance Insurance, you can ensure that no matter what happens, you don't miss a payment. 

• Protection if you are laid off or lose your job, your become disabled, fall ill, or have an accident
• Payment is made on your MasterCard account until you return to work, up to $10,000
• In the event of death, your entire account will be paid off, up to $10,000
• Premium is 90 cents for every $100 of outstanding balance
• You do not pay a premium if you do not carry a balance