Lines of Credit
Funds for whatever comes your way
Access the funds you need whenever you need them
Overdraft Protection
Convenient
Overdraft Protection is a small Line of Credit attached directly to your chequing account. It is used if the funds in your account go below $0. It gives you financial breathing room and acts as a simple way to protect your credit score.
KEY FEATURES
- interest is charged only when used and is calculated on the amount used
- monthly overdraft fee applied only when used
- automatically kicks-in when needed, no action required
Personal Line of Credit
Control your own credit your way
Perfect for emergencies, renovations, unexpected expenses, or whatever else.
KEY FEATURES
- competitive interest rates
- flexible payment schedules available
- pay interest only on amount of funds used
- access funds using online banking, debit card, ATMS, etc.
Student Line of Credit
A flexible way to make continuing education possible
Students enrolling in post-secondary education are eligible for this Line of Credit option to help cover tuition, fees, and any other expenses while in school.
KEY FEATURES
- flexibility to take out and pay back portions of your loan at any time
- convenient and affordable interest-only payments while in school
- flexible repayment schedule
- apply once and advance funds as needed
- pay interest only on amount used
RRSP Line of Credit
Reduce your taxable income and save for your future
Making an annual RRSP contribution is as easy as transferring funds from a pre-arranged Line of Credit. Maximize your savings and tax deductions with this loan, and pay it off throughout the year.
KEY FEATURES
- competitive rates
- flexible repayment options
- reduce your taxable income
Get your line of credit more ways
Not sure which line of credit is right for you?
We’ll be happy to help you pinpoint the option that best suits your needs.
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We've got a credit card just for you.
We know credit cards aren't a one-size-fits-all. That's why we offer a full suite of cards, so you can choose the one that works best for you.
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Copyright 2025 Consolidated Credit Union. All rights reserved.
Copyright 2025 Consolidated Credit Union. All rights reserved.
